Estonian accounting providers compared

What each price leaves out

• The registered address. The Oscar yearly cost has no registered address, because Oscar does not offer one. E‑Residency Hub, Companio, Xolo Leap, Enty and Comistar include an address in their plans. Unicount sells it for €199 a year, and 1Office for €290 a year (from €195 a year on a 3-year plan). To compare totals with an address, add the price of an address service to the Oscar figure.
• Payroll. Oscar includes up to 3 employees, and so does E‑Residency Hub Standard. Comistar includes payroll in Estonia from its M plan, with no number of employees stated. Xolo Leap Pro includes 1 employee, and Enty 1 employee or 1 board member. Companio and 1Office publish no price for the payroll of an employee who is not a board member.
• The annual report. It is in the price at Oscar, E‑Residency Hub, Xolo Leap, Enty (for a full year) and Comistar. Companio, Unicount and 1Office charge for it on top of the monthly fee.
• Volume. Every plan has a limit. Oscar: unlimited sales invoices and up to 100 purchase invoices a month. E‑Residency Hub Standard: 40 invoices or payments to freelancers a month. Xolo Leap Pro: 500 sales and 50 purchase transactions a month. Enty: the documents of its plan, then €5 each. Unicount Micro: 20 source documents, then €1.50 each. Companio Pro: 1,000 transactions a month. 1Office: 5 sales and 5 purchase invoices in its minimum fee. Comistar M: 10 bills a month.
• State fees. Adding a contact person to the Business Register costs a €25 state fee at Xolo and at Unicount, on top of their own price.
• VAT. Every price on this page is without VAT. Estonian VAT at 24% is added; a company with a VAT number can usually deduct it.

The registered address and the contact person

Estonian law requires a contact person only when the company's registered address is outside Estonia (Commercial Register Act § 24 (2)). If your company has a registered address in Estonia, it does not need a contact person, also when all board members live abroad. Before 01.02.2023 the rule depended on where the management board was, so older guides still say that a company with a board abroad needs one.

Oscar offers neither a registered address nor a contact person. Most other providers in the table include an address in their price; the Oscar yearly cost does not include one.

How we counted the yearly cost

• One company for every provider: the company of the worked example below.
• The plan: the cheapest plan that fits, from the price list each provider publishes, and the yearly total: billed yearly, paid in advance, where the provider publishes a yearly price, else billed monthly for 12 months, with the annual report and the extra fees the price list names. The note gives the monthly-billed total where both exist.
• "From": where a fee is not published or where the pages leave a count open. We took the lowest reading, so the figure never overstates the price of the provider.
• "Price on request": where no published plan covers the company: at 1Office and at Comistar. We show no estimate; the note gives the lowest published price, with "from".
• Left out: setting up a new company and its fees. The registered address is in the yearly cost only where the plan includes it.
• The order of the columns: Oscar first, then the other providers in a fixed order; the order does not rank them.

How did we check these figures?

We read the pages of each provider on 12.11.2026, only their own pages, and read every figure a second time on the same day. The sources are listed with their dates at the end of the page. Prices change: check the pages of each provider before you decide. If a figure here is out of date, tell us and we will correct the page.

A worked example

An Estonian company that already exists, with a VAT number, 30 sales invoices and 30 purchase invoices a month, and 1 employee. Prices without VAT, billed monthly; the yearly price where a provider publishes one.

Oscar

• The plan: 12 x €49 = €588. Billed yearly, paid in advance: €490.
• 30 sales invoices (unlimited), 30 purchase invoices (up to 100), payroll and the salary tax return for 1 employee (up to 3), the VAT return and the annual report are in the plan.
• A registered address is not offered.
• A year: €490 billed yearly, paid in advance (€588 billed monthly).

E‑Residency Hub, Standard

• Micro (€59) has no payroll, and Lightweight (€79) allows 15 invoices a month. Standard allows 40 invoices or payments to freelancers a month and payroll for up to 3 Estonian employees: 12 x €99 = €1,188.
• The pages do not say whether sales invoices count toward the 40. If they do, the company needs one batch of 25 extra invoices at €25 a month: 12 x €124 = €1,488.
• The address and contact point, the VAT return and the annual report are in the plan.
• A year: from €1,188.

Companio, Pro

• Pro allows up to 1,000 transactions a month and includes the filing of the VAT return and the salary tax return: 12 x €89 = €1,068.
• The annual report: €250 when paid by 31 March after a full financial year on a monthly plan. In the year a company switches to Companio, it costs €500 or €1,000: €1,568 or €2,068 in that year.
• The payroll of the employee: Companio publishes no price for an employee who is not a board member. A board member salary costs €89 more; the page does not say for which period.
• A year: from €1,318, without the payroll of the employee.

Xolo Leap, Pro

• Starter is only for the first 12 months or up to a revenue of €4,000, and Standard allows 20 purchase transactions a month and no employee. Pro allows 500 sales and 50 purchase transactions a month and 1 employee: 12 x €139 = €1,668.
• With the Pro promotion seen on 12.11.2026 (two months free, at least 6 months): 10 x €139 = €1,390 in the first year. Xolo can end the promotion at any time.
• The address is in the plan. A contact person costs €29 and a €25 state fee, once; it is not counted, because the company has an address in Estonia.
• A year: €1,668.

Unicount, Micro

• Unicount counts invoices and transfers that are not invoice payments, so the company has 61 source documents a month: 60 invoices and the salary payment. Micro includes 20; the other 41 cost €1.50 each, €61.50 a month.
• The salary tax return and the VAT return: €30 a month. The annual accounts: one monthly fee, €99.
• 12 x (€99 + €61.50 + €30) + €99 = €2,385. If the €30 is for each return, Micro costs €2,745, and Standard is then the cheaper plan that fits: it includes 30 source documents and both returns, so 12 x (€149 + 31 x €1.50) + €149 = €2,495.
• The address: €199 a year, so €2,584 with it. A contact person on request, in the address price plus a €25 state fee.
• A year: from €2,385, or from €2,584 with the address.

Enty, Monthly reporting

• Enty counts invoices and bills together: 60 a month. The plan for 50 documents and 10 extra documents at €5 each costs less than the plan for 30 and 30 extra documents.
• Billed monthly: 12 x (€239 + €50) = €3,468. Billed yearly, paid at the start of the year: 12 x (€203 + €50) = €3,036.
• The payroll of 1 employee, the VAT return, the annual report of a full year, the address and the contact person are in the plan. If Enty counts the salary payment as a document, add €60 a year.
• A year: from €3,036 billed yearly, paid in advance, or from €3,468 billed monthly.

1Office, accounting service

• The minimum fee of €135 a month covers 5 sales invoices, 5 purchase invoices and the VAT return. More documents are priced on an agreed price list or by the hour (from €100 an hour), and that price list is not published. Payroll has no published price.
• The annual report: from €250. The address with a contact person: €290 a year (from €195 a year on a 3-year plan).
• A year: price on request. The minimum fee and the annual report alone come to at least €1,870, and they cover 5 sales and 5 purchase invoices a month.

Comistar, M plan

• The S plan (€45) has no payroll and allows 6 bills a month. The M plan, from €89 a month, includes payroll in Estonia and allows 10 bills a month. Comistar publishes no price for more bills; it proposes the plan in a consultation.
• The address, the contact person and the annual report are in every plan.
• A year: price on request. At least €1,068 on the M plan, which allows 10 bills a month.

Conclusion

For an Estonian company that already exists and has its registered address in Estonia, Oscar has the lowest yearly cost in this comparison: €490 billed yearly, paid in advance, or €588 billed monthly. That price includes unlimited sales invoices, up to 100 purchase invoices a month, payroll and the salary tax return for up to 3 employees, the VAT return and the annual report, with no minimum term. You can also work on your books through the MCP server, the REST API or Ask AI in the app.

Oscar does not offer a registered address or a contact person. A company that wants the address in the same price, wants a contact person service, or is small enough for a plan with a low cap may be better served by another provider in the table.