Oscar and Enty compared
An alternative to Enty accounting for an Estonian company: the prices and limits of the equivalent plans, billed monthly and yearly, the automation of each, a worked example, where Oscar is the better fit, and where Enty is.
Compared on 11 Oct 2026. General information, not advice for your situation.
At a glance
Oscar (the monthly or the yearly plan) beside the equivalent plan (Monthly reporting (Enty Estonia), for a company with a VAT number). Prices exclude VAT unless a row says otherwise.
| Feature | Oscarthe monthly or the yearly plan | EntyMonthly reporting (Enty Estonia), for a company with a VAT number |
|---|---|---|
| Price billed monthly, excluding VAT | 49 EUR a month | 109 EUR a month for 15 invoices and bills a month; 169 EUR for 30; 239 EUR for 50[2] |
| Price billed yearly, excluding VAT | 499 EUR a year | 1,116 EUR a year (93 EUR a month) for 15 invoices and bills a month; 1,728 EUR (144 EUR a month) for 30; 2,436 EUR (203 EUR a month) for 50[1] |
| A company with no VAT number | The same plan and price | Annual reporting: 59 EUR a month billed monthly, or 612 EUR a year (51 EUR a month) billed yearly, for 30 invoices and bills a year. For 60: 79 EUR a month billed monthly, or 816 EUR a year (68 EUR a month) billed yearly[2][1] |
| Documents in the price | Unlimited sales invoices, and up to 100 purchase invoices a month, then 0.05 EUR each | The invoices and bills of the chosen tier, then 5 EUR for each extra invoice or bill[1] |
| Payroll | Up to 3 employees, then 5 EUR a month for each more | A payroll report for 1 employee or 1 board member, then 30 EUR for each extra payroll or salary tax declaration (TSD)[1] |
| VAT return | Filed every month for a VAT payer | Filed every month in Monthly reporting[1] |
| Annual report | Included, also when you join in the middle of the year | Included. Extra charges apply if you join after February of the year; on Annual reporting, 59 EUR for each month missing below 10 paid months[2] |
| Connect an AI assistant (MCP) | A remote MCP server for Claude, ChatGPT, Cursor and Claude Code. You sign in and approve the connection; the assistant reads your books, bank lines, reports and VAT, and records or issues invoices within your permissions. A read-only address too | On 11.10.2026 the Enty pages we checked list no MCP server[1][3] |
| Public API | A REST API with an API key for your organization, read or write: invoices, customers and suppliers, file uploads, bank lines and reports. The SDKs and the command-line tool are not published yet | On 11.10.2026 the Enty pages we checked list no public API. They list links with Shopify, WooCommerce, Amazon, Stripe, PayPal, Wise and Revolut Business, and with more than 100 banks in Europe[2][3] |
| AI assistant in the app | Ask AI reads your books and does or proposes only what you may do by hand. It asks you before it posts, issues or settles anything | An AI assistant in Lite and in every plan above it: "Ask anything about your finances". AI review of contracts[1][3] |
| Several shareholders | The Oscar price list sets no limit | Supported. At incorporation, each extra shareholder costs 100 EUR (a person) or 700 EUR (an Estonian company)[1] |
| Investments (a holding company, shares, funds, crypto) | Shares in subsidiaries, funds, listed securities and crypto assets, in the plan | Annual reporting is the plan Enty names for a holding company. Processing of an investment report: 120 EUR[2] |
| Real estate | Rental income and investment property, at cost or at fair value, in the plan. Real estate for your own use goes in the fixed asset register with depreciation | On 11.10.2026 the Enty pages we checked name no plan and no price for real estate[1][2] |
| OSS and IOSS returns | Not offered yet | OSS reporting 50 EUR a quarter; IOSS reporting 40 EUR a month[1] |
| Legal address and contact person | Not part of the plan | Included in every paid plan. Lite, with no accounting, costs 39 EUR a month billed monthly, or 33 EUR a month billed yearly[1] |
| Registering a new company | Not offered: Oscar takes a company that is already in the Business Register | 60 EUR plus the 290 EUR government fee with e-Residency (1 to 3 business days); 1,000 EUR plus 290 EUR through a notary[1] |
| Talking to an accountant | Live chat and email. Our accountants in Tallinn answer your questions | A personal manager, and a 1 hour accounting consultation a month by video call. Tax consultation from 90 EUR an hour[1][2] |
Where Oscar is a better fit
- You have a VAT number and want the monthly returns for less: 49 EUR a month on Oscar, against 109 EUR billed monthly or 93 EUR billed yearly for Enty Monthly reporting at its smallest tier, all without VAT.
- You have more than 15 invoices and bills a month: Oscar includes unlimited sales invoices and up to 100 purchase invoices a month at the same price. For the company of the worked example, that is 49 EUR a month against 289 EUR billed monthly or 253 EUR billed yearly.
- You pay salaries to more than one person: up to 3 employees are in the Oscar price.
- You want your books to follow your bank: Oscar reads a connected bank account every day while the company is active, and books the lines as they arrive.
- You want to work on your books from your own tools: Oscar has a remote MCP server for Claude, ChatGPT and Cursor, a public REST API with API keys, and Ask AI in the app. Enty has an AI assistant too; on 11.10.2026 the Enty pages we checked list no public API and no MCP server.
- You want one price whether or not you have a VAT number.
- Your company holds investments or real estate: shares in subsidiaries, funds, listed securities, crypto assets, rental income and investment property are booked in the Oscar plan with no extra fee. Enty charges 120 EUR to process an investment report.
- You join in the middle of the year: the annual report stays in the Oscar price. Enty charges extra for the annual report if you join after February.
Where Enty is a better fit
- You do not have a company yet. Enty registers one with e-Residency for 60 EUR plus the government fee, or through a notary if you cannot get e-Residency. Oscar works only with a company that is already in the Business Register.[1]
- You need a legal address and a contact person in Estonia. Every paid Enty plan includes both. Oscar does not offer them.[1]
- You want contracts in the same tool: Enty lets you create, edit and e-sign contracts, review them with AI, and make hiring documents.[1]
- You want a set time with an accountant: Monthly reporting includes a 1 hour video call every month, and Annual reporting one a year.[1][2]
- You have no VAT number, few documents and need an address too: Annual reporting bundles the address, the contact person and the annual report from 51 EUR a month billed yearly.[1]
- You sell to consumers in other EU countries and need OSS or IOSS returns. Enty lists both, for a fee; Oscar does not file them yet.[1]
Enty is a platform for running an Estonian company: incorporation, a legal address and contact person, contracts, invoicing, and accounting plans with a personal manager. Oscar is an accounting service for Estonian companies: the software books the bank lines and the receipts, and our accountants in Tallinn check the books and file the returns.
The table compares the Oscar plans with Enty Monthly reporting, the Enty plan for a company with a VAT number, at its smallest tier of 15 invoices and bills a month. Enty bills monthly or yearly (15% less), and so does Oscar (499 EUR a year), so the table gives both. The Oscar prices are those of the pricing section of our website. The Enty prices are those of its pages for Estonia on 11.10.2026. Every Enty figure in the table carries the number of its source. Every source is listed with its date at the end of the page.
What each price leaves out
- Units. Enty counts invoices and bills together, by tier. Oscar counts sales invoices (unlimited) and purchase invoices (up to 100 a month) apart.
- What comes with the plan. Every Enty accounting plan includes a legal address, a contact person, contracts and invoicing. Oscar's plan has no address and no contact person. If you need them, add their cost to the Oscar price before you compare.
- Extra fees. Oscar's price list has three extra fees: 0.05 EUR for each purchase invoice above 100 a month, 5 EUR a month for each employee above 3, and 5 EUR a month for each bank account above 4. Enty lists 50 EUR a quarter for OSS reporting, 40 EUR a month for IOSS reporting, from 119 EUR for the reports of a past period, and 120 EUR for an investment report. Oscar does not offer OSS or IOSS returns, an address or a contact person.
- VAT. Both price lists are without VAT. VAT at 24% is added; a company with a VAT number can usually deduct it.
Is Oscar an alternative to Enty?
For the accounting of a company that is already registered, yes: both keep the books, file the monthly VAT return and prepare the annual report. Enty also sells what comes around the books: the company itself, the address, the contact person and the contracts. Oscar does not.
Which Enty plan matches the Oscar plan?
Monthly reporting for a company with a VAT number, because both file the VAT return every month. For a company with no VAT number, Enty has Annual reporting, a smaller plan with a yearly document limit; the table gives its price too.
Less usual companies
- Several shareholders. Both take a company with several shareholders. The Oscar price list sets no limit on them; Enty charges 100 EUR or 700 EUR for each extra shareholder at incorporation.
- Dividends. Oscar books a dividend and declares it in the salary tax declaration (TSD), with its annex 7, in the plan; the Oscar price list has no fee for a dividend. Enty includes 1 payroll declaration a month and charges 30 EUR for each extra payroll or TSD.
- Real estate. Oscar books rental income and investment property, at cost or at fair value, in the plan, and keeps real estate for your own use in the fixed asset register with depreciation by Estonian rules. On 11.10.2026 the Enty pages we checked name no plan and no price for real estate.
- A holding company, shares, funds and crypto. Oscar books shares in subsidiaries, funds, listed securities and crypto assets, in the plan, with no extra fee. Enty names Annual reporting as the plan for a holding or dormant company, and charges 120 EUR to process an investment report.
- Joining during the year. The annual report stays in the Oscar price when you join in the middle of the year. Enty charges extra for the annual report if you join after February; on Annual reporting, 59 EUR for each month missing below 10 paid months.
A worked example
A company with a VAT number, 30 sales invoices and 30 purchase invoices a month, and 1 employee. Prices without VAT, with Enty billed monthly and billed yearly.
Which Enty plan. Monthly reporting, because the company has a VAT number. Enty counts invoices and bills together, so the company has 60 a month. The largest tier, 50 a month for 239 EUR billed monthly or 203 EUR billed yearly, plus 10 extra documents at 5 EUR each, costs less than the 30 tier plus 30 extra documents (169 + 150 = 319 EUR billed monthly, 144 + 150 = 294 EUR billed yearly). The payroll report of 1 employee is in the plan.
| Item | Oscar, monthly plan | Enty, 50 tier, billed monthly | Enty, 50 tier, billed yearly |
|---|---|---|---|
| Monthly fee | 49 EUR | 239 EUR | 203 EUR |
| 60 invoices and bills | in the plan | 50 in the tier | 50 in the tier |
| 10 documents above the tier, at 5 EUR | - | 50 EUR | 50 EUR |
| 1 employee: payroll and the salary tax declaration | in the plan | in the plan | in the plan |
| VAT return | in the plan | in the plan | in the plan |
| Annual report | in the plan | in the plan | in the plan |
| A month | 49 EUR | 289 EUR | 253 EUR |
| A year | 588 EUR | 3,468 EUR | 3,036 EUR |
Oscar costs 240 EUR a month less than Enty billed monthly, 2,880 EUR a year, and 204 EUR a month less than Enty billed yearly, 2,448 EUR a year. Billed yearly, Oscar costs 499 EUR a year. Enty billed yearly is 2,436 EUR for the tier (203 EUR x 12) plus 600 EUR for the extra documents (10 x 5 EUR x 12). The example is a full year. A company that joins Enty after February pays extra for the annual report, and the Enty page we read gives no figure for Monthly reporting. At Oscar the price stays the same.
How did we check these figures?
We read the Enty pricing page for Estonia, its accounting page and its finances page on 11.10.2026, with the monthly and the yearly billing switch, and each document tier. We kept the facts the pages state. Prices change: check the pages of each provider before you decide. If a figure here is out of date, tell us and we will correct the page.
Conclusion
For a company with a VAT number, Oscar does the usual month for less: 49 EUR a month, against 109 EUR for the smallest tier of Enty Monthly reporting. The Oscar price includes unlimited sales invoices, up to 100 purchase invoices, payroll and the salary tax declaration (TSD) for up to 3 employees, the VAT return and the annual report. Oscar reads a connected bank account every day while the company is active. You can work on your books from your own tools: through the MCP server in Claude, ChatGPT or Cursor, through the REST API, or with Ask AI in the app. Enty has an AI assistant too; on 11.10.2026 the Enty pages we checked list no public API and no MCP server. Investments, a subsidiary and real estate are in the Oscar plan, where Enty charges 120 EUR to process an investment report, and the annual report stays in the Oscar price when you join in the middle of the year.
In the worked example, a company with 60 invoices and bills a month and 1 employee pays 49 EUR a month at Oscar, and at Enty 289 EUR billed monthly or 253 EUR billed yearly: 2,880 EUR or 2,448 EUR a year less at Oscar.
Enty is the better choice for a founder who still has to register the company, needs a legal address and a contact person in Estonia, or wants contracts and a set monthly call with an accountant in the same plan.
Sources
- Enty plans and prices for Estonia, enty.io/en-ee/pricing (the tab "Enty subscription") (checked on 11 Oct 2026)
- Enty accounting for an Estonian company, enty.io/en-ee/accounting (the prices billed monthly and yearly, and the questions) (checked on 11 Oct 2026)
- Enty finances and its AI assistant, enty.io/finances (checked on 11 Oct 2026)
Related pages
- Oscar and Xolo Leap compared
An alternative to Xolo Leap for an Estonian company that already exists: the prices and limits of the equivalent plans, the automation of each, a worked example, where Oscar is the better fit, and where Xolo Leap is.
- Oscar or an accounting firm
What three Estonian accounting providers that publish their prices charge, beside the Oscar plan: one accounting office and two online accounting services. What each price includes, the automation, a worked example at each, where Oscar is the better fit, and where a firm is. A sample of three price lists, not the whole market.
Reviewed on 11 Oct 2026. Compared on 11 Oct 2026. General information, not advice for your situation.