Website terms of use
Last updated: 11.11.2026
These terms apply when you use the public website of Oscar: the home page at /, the developer docs at /docs and the file /llms.txt. The website gives general information about our accounting service. Reading it does not make you our client, and it is not advice. Prices on the website are an invitation to make an offer. A separate client agreement governs the service itself.
1. Who operates the website
OscarAI OÜ operates the website. We are an Estonian private limited company.
- Registry code: 17608438
- Address: Narva mnt 7b, 10117 Tallinn, Estonia
- E-mail: [email protected]
"Oscar" is our brand name. In these terms, "we" and "us" mean OscarAI OÜ, and "you" means a person who uses the website.
2. What these terms cover
These terms cover only the public website.
They do not cover the accounting service. The service starts when you sign up or log in, for example at /signup or /login. A separate client agreement governs the use of the service. You receive it before onboarding. If the client agreement and these terms disagree, the client agreement wins for the service. The privacy policy at /privacy explains how we process personal data, on the website and in the service.
3. Features marked "Soon", and the waitlist
A feature that the website marks "Soon" is not available yet. It can work in a different way when it comes, or it can come later. We do not promise a date for it.
Before the launch, the website had a waitlist. It is closed. A person on the waitlist has no place in a queue, no price, no discount and no other right, and can leave the waitlist at any time, as the privacy policy at /privacy explains.
4. Acceptance
When you use the website, you accept these terms. If you do not accept them, do not use the website.
5. General information, not advice
The website describes how Oscar works. Our AI does the bookkeeping, and an accountant in Tallinn checks it and files it.
The content of the website is general information. It is not accounting, tax or legal advice. It does not consider your own situation. Tax rules change, and a general text cannot replace a review of your facts.
No client relationship starts when you read the website, use the docs or write to us. A client relationship starts only when a board member of your company, after the identity check, accepts the client agreement in the service.
6. Prices
The website shows prices, for example €49 + VAT per month. Every price on the website excludes value added tax (VAT), which we add at the rate that applies. A price on the website is an invitation to make an offer. It is not a binding offer.
The binding price and the scope of the service are in the client agreement. We can change the prices on the website at any time. A change does not affect a client agreement that you already accepted.
6a. Referrals and partner codes
A client of Oscar can invite another company with a referral link or a code. A business that has a written partner agreement with us can give its clients a partner code.
The discount of the invited company. A company that signs up with an active referral link or partner code, before its first payment, gets one discount on its first payment: 1 month free on the monthly plan, or 10 percent off the first year on the yearly plan. A company can use only one link or code. If we already gave the company another discount, that discount applies instead.
The reward of the client who invites. When the invited company qualifies, the next renewal of the inviting client moves 3 months later. During these 3 months the inviting client pays nothing. The invited company qualifies when it has paid one yearly invoice, or three monthly invoices, each for an amount above zero. A discounted first year counts. Each qualified company gives one reward, and two rewards add up. The inviting client must have an active subscription when the invited company qualifies. If it does not, there is no reward.
No cash value. A discount and a reward have no cash value. We do not pay them out, refund them, or transfer them to another person or company.
When there is no reward. We give no discount and no reward, and we can remove one, when:
- the inviting client and the invited company share a user, a board member, a verified person or a beneficial owner, or are the same company
- we refuse the invited company, or its identity check fails
- the payment that qualified the invited company is refunded or reversed
- we find an abuse, for example fake companies, a spam campaign, or a link or code used against these terms
Partner codes. When your company signs up with a partner code, you agree that we tell that partner your company's name and the fact that your company qualified. The partner needs this information for its commission statement. We give the partner no other information about your company, its people or its books.
We can change or end the referral program and the partner program at any time, for the future. A change does not remove a reward for a company that already qualified.
7. Intellectual property
We own the website, its texts, its design and its code, or we have a licence to use them. "Oscar" is our brand. You may not use our brand or our logo in a way that suggests that we support or approve you, unless we agree in writing.
You may read, print and save pages of the website for your own use.
The developer docs contain code examples. You may copy, change and use these code examples to build an integration with Oscar. For other use of the content, ask us first.
8. Acceptable use
You must use the website lawfully. You must not:
- collect content with automated tools at a volume or speed that puts a load on the website
- test the security of the website, scan it for vulnerabilities or try to get access to systems that are not public, unless we agree in writing
- disturb the operation of the website, for example with a denial of service attack
- send malware or harmful code
- use the website to break a law or the rights of another person
The file /llms.txt and the Markdown versions of the docs are there for machines to read. You may read them with automated tools, at a reasonable volume.
If you find a security problem, tell us at [email protected]. Do not use the problem and do not publish it before we fix it.
We can block access to the website for a person who breaks these rules.
9. Links to other websites
The website names and can link to services of other companies, for example Claude, ChatGPT, LHV, Swedbank, Wise and Revolut. We do not control these services, and we are not responsible for their content or their availability. Their own terms and privacy policies apply. A name on our website does not mean that the other company supports or approves Oscar.
10. Availability and changes
We try to keep the website available and correct. We do not promise that it is always available, free of errors or complete. We can change, suspend or remove the website or any part of it at any time, without notice.
11. Limitation of liability
We provide the website free of charge and "as it is".
To the extent that Estonian law allows, we are not liable for damage that comes from the use of the website or from trust in its content. This includes indirect damage and lost profit.
This limitation does not apply:
- to damage that we cause intentionally or through gross negligence
- to death or personal injury
- to any liability that the law does not allow us to limit or exclude
If you are a consumer, these terms do not take away the rights that mandatory law gives you.
12. Governing law and court
Estonian law governs these terms, including the Law of Obligations Act (võlaõigusseadus) and the Information Society Services Act (infoühiskonna teenuse seadus).
We try to solve every dispute by negotiation first. If we cannot agree, Harju County Court (Harju Maakohus) decides the dispute. If you are a consumer, this does not take away your right to go to the court of your place of residence, or any other right that mandatory law gives you.
13. Changes to these terms
We can change these terms. We publish the new version on this page and change the date at the top. The new version applies from the date of publication. If you use the website after that date, you accept the new version.
14. Contact
For every question about these terms, write to [email protected].