# Oscar and Unicount compared

An alternative to Unicount accounting for an Estonian company: the prices, limits and terms of the equivalent plans, the automation of each, a worked example, where Oscar is the better fit, and where Unicount is.

Compared on 11 Oct 2026. General information, not advice for your situation.

> Oscar opens to new clients soon. The Oscar prices and features on this page are the ones on our website today.

## At a glance

Oscar (the monthly plan, Estonia, without VAT) beside the equivalent plan (Unicount Standard (Estonia, without VAT)). Prices exclude VAT unless a row says otherwise.

| Feature | Oscar (the monthly plan, Estonia, without VAT) | Unicount (Unicount Standard (Estonia, without VAT)) |
| --- | --- | --- |
| Price, excluding VAT | 49 EUR a month, or 499 EUR a year | 149 EUR a month minimum fee. The other plans: Lite 29 EUR (software only, no accountant), Micro 99 EUR, Premium 290 EUR, Advanced from 490 EUR [1] [2] |
| Price with Estonian VAT at 24% | 60.76 EUR a month | 184.76 EUR a month (149 EUR plus 24%) [1] |
| Volume | Unlimited sales invoices, and up to 100 purchase invoices a month, then 0.05 EUR each | 30 source documents a month, then 1.50 EUR each. Source documents are invoices and bank or cash transfers, except invoice payments [1] |
| VAT return and salary tax declaration (TSD) | Filed every month when the company owes them | Included in Standard. In Micro, 30 EUR on top [1] |
| Employees | Up to 3, then 5 EUR a month for each more | The payroll return is in the plan. The fee list gives no fee for each employee [1] |
| Annual report | Included, also when you join in the middle of the year | One monthly fee on top: 149 EUR on Standard [1] |
| Connect an AI assistant (MCP) | A remote MCP server for Claude, ChatGPT, Cursor and Claude Code. You sign in and approve the connection; the assistant reads your books, bank lines, reports and VAT, and records or issues invoices within your permissions. A read-only address too | On 11.10.2026 the Unicount pages we checked list no MCP server [1] [4] |
| Public API | A REST API with an API key for your organization, read or write: invoices, customers and suppliers, file uploads, bank lines and reports. The SDKs and the command-line tool are not published yet | On 11.10.2026 the Unicount pages we checked list no public API. Every plan includes the Envoice software for invoicing and expenses, and automatic bank reconciliation from Micro [1] [4] |
| AI assistant in the app | Ask AI reads your books and does or proposes only what you may do by hand. It asks you before it posts, issues or settles anything | On 11.10.2026 the Unicount pages we checked list no AI assistant [1] [4] |
| Real estate and fixed assets | Rental income and investment property, at cost or at fair value, and the fixed asset register with depreciation, in the plan | Fixed asset entries are charged by the hour; other accounting services cost 55 EUR an hour [1] |
| Investments (shares, funds, crypto) | Shares in subsidiaries, funds, listed securities and crypto assets, in the plan | On 11.10.2026 the Unicount fee list and pricing page name no price for investments or crypto [1] [2] |
| Several shareholders | The Oscar price list sets no limit | The formation service is for one founder who is a person; more shareholders can be added afterwards [5] |
| Talking to an accountant | Live chat and email. Our accountants in Tallinn answer your questions | A named accountant on every managed plan. Calls: 20 EUR for 15 minutes, 35 EUR for 30 minutes, 65 EUR an hour [1] |
| Hourly work and tax advice | Not on the Oscar price list | Other accounting services 55 EUR an hour; tax consultation 120 EUR an hour [1] |
| Weekly payment preparation | Not part of the Oscar plan | Not included in Standard; the first plan with it is Premium, 290 EUR a month [1] |
| VAT, OSS and IOSS registration | Not offered. OSS returns are not offered yet | Handled by Unicount; the fee list gives no price [1] |
| Annual report only, for a dormant company | No such plan; the yearly plan costs 499 EUR | From 199 EUR, with no monthly plan [2] |
| Registering a new company | Not offered: Oscar takes a company that is already in the Business Register | 296 EUR including VAT, the state fee of 265 EUR included. Only with the yearly virtual office or contact person subscription [2] |
| Legal address and contact person | Not part of the plan | Virtual office: 199 EUR a year plus VAT, with an address in Tallinn, a contact person, and mail scanned and forwarded [2] |
| Notice to end the service | Cancel at any time; it takes effect at the end of the paid month or year | 30 days, by email [3] |

## Where Oscar is a better fit

- You want the monthly returns and the annual report for less: 49 EUR a month on the monthly plan, against 149 EUR a month for Standard, both without VAT. Unicount charges the annual report as one more monthly fee; at Oscar it is in the price, also when you join in the middle of the year.
- You have more than 30 documents a month: sales invoices are unlimited, and up to 100 purchase invoices a month are in the Oscar price. Standard includes 30 source documents, then 1.50 EUR each. For the company of the worked example, that is 49 EUR against 195.50 EUR a month.
- You pay salaries: payroll and the salary tax declaration for up to 3 employees are in the Oscar price.
- You want your books to follow your bank: Oscar reads a connected bank account every day while the company is active, and books the lines as they arrive.
- You want to work on your books from your own tools: Oscar has a remote MCP server for Claude, ChatGPT and Cursor, a public REST API with API keys, and Ask AI in the app. On 11.10.2026 the Unicount pages we checked list none of these three.
- Your company owns real estate or investments: rental income, investment property, other fixed assets, shares in subsidiaries, funds, listed securities and crypto assets are booked in the 49 EUR plan. Unicount charges fixed asset entries by the hour.

## Where Unicount is a better fit

- You do not have a company yet. Unicount registers it for 296 EUR including VAT, state fee included, and states registration in 1 working day, together with its virtual office. Oscar works only with a company that is already in the Business Register. [2]
- You need a legal address and a contact person in Estonia. The Unicount virtual office gives both for 199 EUR a year plus VAT. Oscar does not offer them. [2]
- Your company is dormant and only needs its annual report. Unicount prepares the annual accounts of a dormant company from 199 EUR, with no monthly plan. Oscar has no annual-report-only plan; its yearly plan costs 499 EUR. [2]
- You keep the books yourself and want only the software. Lite, at 29 EUR a month, gives invoicing and expense software with no accountant. [2] [1]
- You want your payments prepared every week, or the books done every day. Premium (290 EUR a month) has a weekly service with payment preparation; Advanced (from 490 EUR) has a daily service and a yearly analysis of the finances. [1]
- You want one named accountant and short paid calls. Unicount names an accountant on every managed plan, and sells calls from 20 EUR for 15 minutes. [1]

Unicount is a service of Unicount OÜ for Estonian companies, many of them
run through e-Residency: company formation, a virtual office with a contact
person, and monthly accounting with a named accountant. Oscar is an
accounting service for Estonian companies: the software books the bank
lines and the receipts, and our accountants in Tallinn check the books and
file the returns. Both keep the books and file the monthly returns. They
differ in what comes around the books, in the annual report, in the
automation, and in how each counts the volume.

The table compares the Oscar monthly plan with Unicount Standard: the first
Unicount plan with the VAT return and the salary tax declaration (TSD) in
the monthly fee, as in the
Oscar plan. The Oscar prices are those of the [pricing section of our
website](https://oscaraccountant.com/#pricing). The Unicount prices and terms are those of its pages on
11.10.2026. Every Unicount figure in the table carries the number of its
source. Every source is listed with its date at the end of the page.

## What each price leaves out

- **Units.** Unicount counts source documents: invoices, and bank or cash
  transfers other than invoice payments. Oscar counts sales invoices
  (unlimited) and purchase invoices (up to 100 a month) apart. The two
  counts are not equal, so compare with your own volume.
- **The address.** Oscar's plan has no legal address and no contact person.
  If you need them, add their cost to the Oscar price before you compare.
  At Unicount, the virtual office is a separate yearly fee.
- **Extra fees.** Oscar's price list has three extra fees: 0.05 EUR for
  each purchase invoice above 100 a month, 5 EUR a month for each employee
  above 3, and 5 EUR a month for each bank account above 4. Unicount lists
  hourly work, tax consultation, calls with an accountant and the
  intra-community VAT return as extras. The Oscar price list has no hourly
  work, no tax consultation and no paid calls.
- **VAT.** Both price lists are without VAT, except the Unicount formation
  price, which includes it. VAT at 24% is added; a company with a VAT
  number can usually deduct it.

## Is Oscar an alternative to Unicount?

For the accounting of a company that is already registered, yes: both keep
the books, file the VAT return and the salary tax declaration (TSD), and
prepare the annual report,
which Unicount charges as one monthly fee. Unicount also sells what comes
around the books: the formation, the address, the contact person, and the
annual accounts of a dormant company alone. Oscar does not.

## Which Unicount plan matches the Oscar plan?

Standard, because it is the first Unicount plan that files the VAT return
and the salary tax declaration (TSD) within its monthly fee. Micro costs less, 99 EUR a month, but
includes 20 source documents and charges the returns on top. Lite is
software only, with no accountant.

## Less usual companies

- **Several shareholders.** The Oscar price list sets no limit on
  shareholders. The Unicount formation is for one founder; more shareholders
  can be added afterwards.
- **Dividends.** Oscar books a dividend and declares it in the salary tax
  declaration (TSD), with its annex 7, in the plan; the Oscar price list has
  no fee for a dividend.
- **Real estate and other fixed assets.** Oscar books rental income and
  investment property, at cost or at fair value, and keeps a fixed asset
  register with depreciation by Estonian rules, in the plan. Unicount
  charges fixed asset entries by the hour.
- **A holding company, shares, funds and crypto.** Oscar books shares in
  subsidiaries, funds, listed securities and crypto assets, in the plan. On
  11.10.2026 the Unicount fee list and pricing page name no price for
  investments or crypto.
- **Joining during the year.** The annual report stays in the Oscar price
  when you join in the middle of the year. At Unicount it costs one more
  monthly fee.
- **A dormant year.** Unicount prepares the annual accounts of a dormant
  company from 199 EUR, with no monthly plan. Oscar has no such plan.

## A worked example

A company with a VAT number, 30 sales invoices and 30 purchase invoices a
month, and 1 employee. Prices without VAT.

**Which Unicount plan.** Unicount counts source documents: the invoices,
and the bank or cash transfers that are not invoice payments. We count 61:
the 60 invoices and the salary payment. Each other such transfer, a tax
payment for example, adds 1.50 EUR. Standard includes 30 documents and the
two returns. The fee list gives no fee for each employee. The annual report
costs one monthly fee; we take the minimum fee of the plan.

| Item                                                | Oscar, monthly plan | Unicount Standard |
| --------------------------------------------------- | ------------------: | ----------------: |
| Monthly fee                                         |              49 EUR |           149 EUR |
| 61 source documents: 30 in the plan, 31 at 1.50 EUR |         in the plan |         46.50 EUR |
| 1 employee: payroll and the salary tax declaration  |         in the plan |       in the plan |
| VAT return                                          |         in the plan |       in the plan |
| **A month**                                         |          **49 EUR** |    **195.50 EUR** |
| Annual report                                       |         in the plan |    149 EUR a year |
| **A year**                                          |         **588 EUR** |     **2,495 EUR** |

Oscar costs 146.50 EUR a month less, 1,907 EUR a year. On the yearly plan
Oscar costs 499 EUR a year. Micro may cost a little less than Standard: 99
EUR, 20 documents included, 41 more at 1.50 EUR, and 30 EUR for the returns,
which comes to 190.50 EUR a month. The fee list does not say whether the
30 EUR covers both returns or each one; if each, Micro costs 220.50 EUR.

## How did we check these figures?

We read the Unicount fee list, its pricing page, its terms and its pages on
accounting in Estonia and on how it works on 11.10.2026. We kept the facts the pages state, and left out what they do
not state clearly. Prices change: check the pages of each provider before
you decide. If a figure here is out of date, tell us and we will correct the
page.

## Conclusion

Oscar does the usual month for less: 49 EUR a month on the monthly plan,
against 149 EUR for Unicount Standard. The Oscar price includes unlimited
sales invoices, up to 100 purchase invoices, payroll and the salary tax
declaration (TSD) for up to 3 employees, the VAT return and the annual
report, which Unicount charges as one more monthly fee. Oscar reads a
connected bank account every day while the company is active. You can work
on your books from your own tools: through the MCP server in Claude, ChatGPT
or Cursor, through the REST API, or with Ask AI in the app. On 11.10.2026
the Unicount pages we checked list none of these three. Real estate,
other fixed assets and investments are in the Oscar plan, where Unicount
charges fixed asset entries by the hour.

In the worked example, the company pays 588 EUR a year at Oscar and
2,495 EUR at Unicount Standard: 1,907 EUR a year less at Oscar.

Unicount is the better choice for a founder who still has to register the
company, needs a virtual office, has a dormant company that needs only its
annual accounts, or wants one named accountant and paid calls.

## Let Oscar do the work

Oscar keeps your books, and our accountants check them.

[Join waitlist](https://oscaraccountant.com)

## Sources

1. [Unicount accounting service fees (as of 01.07.2026), unicount.eu/en/accounting-fees](https://unicount.eu/en/accounting-fees/) (checked on 11 Oct 2026)
2. [Unicount pricing: company formation, virtual office, monthly accounting, unicount.eu/en/pricing](https://unicount.eu/en/pricing/) (checked on 11 Oct 2026)
3. [Unicount Terms of Service (last updated 01.12.2024), unicount.eu/en/terms-of-service](https://unicount.eu/en/terms-of-service/) (checked on 11 Oct 2026)
4. [Unicount accounting in Estonia, unicount.eu/en/accounting-in-estonia](https://unicount.eu/en/accounting-in-estonia/) (checked on 11 Oct 2026)
5. [How Unicount works, unicount.eu/en/how-unicount-works](https://unicount.eu/en/how-unicount-works/) (checked on 11 Oct 2026)

## Related pages

- [Oscar and Companio compared](https://oscaraccountant.com/en/vs/companio): An alternative to Companio for an Estonian company that already exists: the prices, limits and terms of the equivalent plans, the automation of each, a worked example, where Oscar is the better fit, and where Companio is.
- [Oscar or an accounting firm](https://oscaraccountant.com/en/vs/accountant): What three Estonian accounting providers that publish their prices charge, beside the Oscar plan: one accounting office and two online accounting services. What each price includes, the automation, a worked example at each, where Oscar is the better fit, and where a firm is. A sample of three price lists, not the whole market.
- [Oscar and Xolo Leap compared](https://oscaraccountant.com/en/vs/xolo): An alternative to Xolo Leap for an Estonian company that already exists: the prices and limits of the equivalent plans, the automation of each, a worked example, where Oscar is the better fit, and where Xolo Leap is.

Reviewed on 11 Oct 2026. Compared on 11 Oct 2026. General information, not advice for your situation.

---

- [For AI agents](https://oscaraccountant.com/agents)
- [Learn](https://oscaraccountant.com/en/learn)
- [Guides](https://oscaraccountant.com/en/guides)
- [Tools](https://oscaraccountant.com/en/tools)
- [Tax treaties](https://oscaraccountant.com/en/tax-treaties)
- [Privacy policy](https://oscaraccountant.com/privacy)
- [Terms of use](https://oscaraccountant.com/terms)
- [Partner program](https://oscaraccountant.com/en/partners)

OscarAI OÜ · Registry code 17608438
