# Oscar or an accounting firm What three Estonian accounting providers that publish their prices charge, beside the Oscar plan: one accounting office and two online accounting services. What each price includes, the automation, a worked example at each, where Oscar is the better fit, and where a firm is. A sample of three price lists, not the whole market. Compared on 11 Oct 2026. General information, not advice for your situation. > Oscar opens to new clients soon. The Oscar prices and features on this page are the ones on our website today. ## At a glance Oscar (the monthly plan) beside the equivalent plan (the monthly bookkeeping of a small company, from three public price lists). Prices exclude VAT unless a row says otherwise. | Feature | Oscar (the monthly plan) | An accounting firm (the monthly bookkeeping of a small company, from three public price lists) | | --- | --- | --- | | Monthly fee, excluding VAT | 49 EUR a month, or 499 EUR a year | From 55 EUR to 99 EUR a month as a base or starting fee in the three price lists. The fee then grows with the volume [1] [2] [3] | | VAT return | Included, filed every month for a VAT payer | Included in every plan at TuneUp; 7 EUR for each return on top of the base fee at DMraamatupidaja [2] [1] | | Volume | Unlimited sales invoices, and up to 100 purchase invoices a month, then 0.05 EUR each | At DMraamatupidaja, a base fee by the number of documents (55 EUR up to 25, 75 EUR up to 50, 110 EUR up to 100), plus 0.70 EUR for each bank entry; at TuneUp, 15 or 40 documents a month by plan, then 1.50 EUR for each extra document [1] [2] | | Payroll | Up to 3 employees, then 5 EUR a month for each more | 7 EUR a month for each employee at DMraamatupidaja, plus 7 EUR for the salary tax declaration (TSD); salaries of up to 2 employees in every plan at TuneUp [1] [2] | | Annual report | Included, also when you join in the middle of the year | From 65 EUR at DMraamatupidaja, and for a regular client the average price of the year; at TuneUp, included after a full year on a plan, else a quote from your bank statements [1] [2] | | Dividends | Booked and declared in the salary tax declaration (TSD) in the plan; the Oscar price list has no fee for a dividend | The dividend calculation in every plan at TuneUp [2] | | Real estate and fixed assets | Rental income and investment property, at cost or at fair value, and the fixed asset register with depreciation, in the plan | Up to 5 fixed assets in the base fee at DMraamatupidaja; in every plan at TuneUp; charged by the hour at Unicount [1] [2] [4] | | Investments (shares, funds, crypto) | Shares in subsidiaries, funds, listed securities and crypto assets, in the plan | On 11.10.2026 the three price lists name no price for investments or crypto [1] [2] [3] [4] | | Connect an AI assistant (MCP), public API, AI assistant in the app | A remote MCP server for Claude, ChatGPT, Cursor and Claude Code; a REST API with an API key for your organization (the SDKs and the command-line tool are not published yet); and Ask AI in the app, which asks you before it posts, issues or settles anything | On 11.10.2026 the three price lists list none of these. TuneUp gives access to the SimplBooks software; at DMraamatupidaja the firm chooses the accounting software [1] [5] [2] [3] | | Legal address and contact person | Not part of the plan | 125 EUR a year at TuneUp; 199 EUR a year plus VAT at Unicount [2] [3] | | Talking to an accountant | Live chat and email. Our accountants in Tallinn answer your questions | DMraamatupidaja includes up to 1 hour of advice a month by email or phone, then charges from 50 EUR an hour; Unicount sells calls from 20 EUR for 15 minutes [1] [4] | | Notice to end the service | Cancel at any time; it takes effect at the end of the paid month or year | At least 30 calendar days at DMraamatupidaja; with notice, as the terms say, at TuneUp and Unicount [5] [2] [3] | ## Where Oscar is a better fit - You want one price for the usual month: the bookkeeping, unlimited sales invoices, up to 100 purchase invoices, the VAT return, payroll and the salary tax declaration (TSD) for up to 3 employees, and the annual report are all in 49 EUR a month. - You have many bank lines: Oscar has no fee per bank transaction. For the company of the worked example, Oscar costs 49 EUR a month, against 149 EUR to 195.50 EUR at the three providers. - You want your bank lines booked as they arrive: Oscar reads a connected bank account every day while the company is active, and our accountants check the books before the returns are filed. - You want to work on your books from your own tools: Oscar has a remote MCP server for Claude, ChatGPT and Cursor, a public REST API with API keys, and Ask AI in the app. On 11.10.2026 the price lists of the three providers list none of these. - Your company holds investments or real estate: shares in subsidiaries, funds, listed securities, crypto assets, rental income and investment property are booked in the 49 EUR plan. Unicount charges fixed asset entries by the hour, and the three price lists name no price for investments. - You join in the middle of the year: the annual report stays in the Oscar price. At TuneUp it is included only after a full year on a plan, else quoted from your bank statements. ## Where an accounting firm is a better fit - Your company is dormant and only needs its annual report. Firms sell that alone: 79 EUR at TuneUp, from 199 EUR at Unicount. Oscar has no annual-report-only plan; its yearly plan costs 499 EUR. [2] [3] - Your case is unusual, or a past year needs work. A firm quotes special filings and one-time tasks: TuneUp quotes them, and DMraamatupidaja lists the restoration of past books by agreement and consultations from 50 EUR an hour. [2] [1] - You want one provider for the company too: a firm can register the company and give the legal address and the contact person. Oscar does neither. [2] [3] - You want to phone your accountant. DMraamatupidaja includes up to 1 hour of advice a month by email or phone in its base fee. [1] - You sell through e-shops in several EU countries: TuneUp has e-commerce plans with OSS reporting for 5 countries. [2] An accounting firm here means a provider that keeps the books of a small company for a monthly fee. This page compares Oscar with the published price lists of three of them: DMraamatupidaja, an accounting office (raamatupidamisbüroo) in Tallinn, and TuneUp and Unicount, two online accounting services. Prices differ from firm to firm, so this page does not give one figure: it gives each price with its source. Many firms publish no prices; yours may charge more or less. Oscar is an accounting service for Estonian companies: the software books the bank lines and the receipts, and our accountants in Tallinn check the books and file the returns. The Oscar prices are those of the [pricing section of our website](https://oscaraccountant.com/#pricing). The firm prices are those of their pages on 11.10.2026. Every firm figure in the table carries the number of its source. Every source is listed with its date at the end of the page. ## What each price leaves out - **The scope.** A firm's monthly fee can cover the bookkeeping only: at DMraamatupidaja, the VAT return, the salary tax declaration (TSD), the payroll and the bank entries are extra. Read what the fee includes before you compare. - **The address.** Oscar's plan has no legal address and no contact person. If you need them, add their cost to the Oscar price. - **Extra fees.** Oscar's price list has three extra fees: 0.05 EUR for each purchase invoice above 100 a month, 5 EUR a month for each employee above 3, and 5 EUR a month for each bank account above 4. Oscar does not offer hourly work, consultations, OSS returns, company registration or an address. - **VAT.** All the prices here are without VAT. VAT at 24% is added; a company with a VAT number can usually deduct it. ## Less usual companies - **Real estate.** Oscar books rental income and investment property, at cost or at fair value, in the plan, and keeps real estate for your own use in the fixed asset register with depreciation by Estonian rules. DMraamatupidaja includes up to 5 fixed assets in its base fee, TuneUp includes fixed assets in its plans, and Unicount charges fixed asset entries by the hour. - **A holding company, shares, funds and crypto.** Oscar books shares in subsidiaries, funds, listed securities and crypto assets, in the plan. On 11.10.2026 the three price lists name no price for investments or crypto: ask the firm. - **Joining during the year.** The annual report stays in the Oscar price when you join in the middle of the year. At TuneUp it is included only after a full year on a plan, else quoted from your bank statements. ## Is Oscar a replacement for an accountant? Oscar is an accounting service with accountants: they check the books, file the returns and answer your questions. What it does not do is the work around the books that some firms also sell: registering the company, the legal address and the contact person, and work that is billed by the hour. ## A worked example A company with a VAT number, 30 sales invoices and 30 purchase invoices a month, and 1 employee, at each of the three providers. Prices without VAT. **Assumptions.** Each invoice is paid by one bank transaction, and the salary by one more: 61 bank transactions a month. Each invoice is one document. At DMraamatupidaja, the 60 invoices fall in the band of 51 to 100 documents, each of the 61 bank transactions is one bank entry, and the company files one VAT return and one salary tax declaration (TSD) a month. Its annual report is priced "from 65 EUR", and for a regular client at the average price of the year, so we take 65 EUR as the lowest figure. At TuneUp, 60 documents are above the Lite limit of 15, so the month is billed at Plus (40 documents), with 20 extra documents. At Unicount, the source documents are the invoices and the transfers that are not invoice payments: 61 with the salary. We take Unicount Standard, the first plan with the returns in the fee, and its minimum fee for the annual report. | Item | Oscar | DMraamatupidaja | TuneUp Plus | Unicount Standard | | ---------------------------- | ------: | --------------------: | -------------------------: | ----------------: | | Monthly fee | 49 | 110.00 (60 documents) | 119.00 | 149.00 | | Volume | - | 61 x 0.70 = 42.70 | 20 x 1.50 = 30.00 | 31 x 1.50 = 46.50 | | VAT return | - | 7.00 | - | - | | Salary tax declaration (TSD) | - | 7.00 | - | - | | 1 employee: payroll | - | 7.00 | - | - | | **A month, EUR** | **49** | **173.70** | **149.00** | **195.50** | | Annual report | - | from 65.00 | included after a full year | 149.00 | | **A year, EUR** | **588** | **from 2,149.40** | **1,788** | **2,495** | A dash means the item is in the monthly fee. At Oscar the company pays 49 EUR a month, 588 EUR a year (499 EUR on the yearly plan): 100 EUR to 146.50 EUR a month less than at the three providers. DMraamatupidaja says its price list is a framework and that it agrees the price with each company, and its annual report can cost more than 65 EUR, so its yearly figure is the lowest the list allows. A tax payment or another transfer adds 0.70 EUR at DMraamatupidaja and 1.50 EUR at Unicount. The result depends on the firm and on the volume. The TuneUp yearly figure assumes a full year on the plan: for a company that joins during the year, TuneUp quotes the annual report from the bank statements, so its yearly cost is 1,788 EUR plus that quote. At Oscar the annual report stays in the plan. ## How did we check these figures? We read the public price lists of three accounting providers on 11.10.2026: one accounting office whose list is fully itemised, and two online services that publish a fixed starting price. Many firms publish no prices, so this is a sample, not the whole market. Prices change: check the price list of each firm before you decide. If a figure here is out of date, tell us and we will correct the page. ## Conclusion Oscar puts the usual month in one price: 49 EUR a month on the monthly plan, with unlimited sales invoices, up to 100 purchase invoices, payroll and the salary tax declaration (TSD) for up to 3 employees, the VAT return and the annual report. Oscar reads a connected bank account every day while the company is active, and has no fee per bank transaction. You can work on your books from your own tools: through the MCP server in Claude, ChatGPT or Cursor, through the REST API, or with Ask AI in the app. On 11.10.2026 the price lists of the three providers list none of these. Investments, a subsidiary and real estate are in the Oscar plan, and the annual report stays in the price when you join in the middle of the year. In the worked example, the company pays 49 EUR a month at Oscar, against 149 EUR at TuneUp, 173.70 EUR at DMraamatupidaja and 195.50 EUR at Unicount. An accounting firm is the better choice for a dormant company that needs only its annual report, for unusual or past work billed by the hour, for a founder who wants to phone the accountant, or for a founder who wants the company, the address and the accountant from one provider. ## Let Oscar do the work Oscar keeps your books, and our accountants check them. [Join waitlist](https://oscaraccountant.com) ## Sources 1. [DMraamatupidaja OÜ, prices from 01.01.2026 (in Estonian), dmraamatupidaja.ee](https://dmraamatupidaja.ee/hinnad/) (checked on 11 Oct 2026) 2. [TuneUp OÜ, pricing and plans, onlineaccounting.ee](https://onlineaccounting.ee/pricing/) (checked on 11 Oct 2026) 3. [Unicount OÜ, pricing, unicount.eu](https://unicount.eu/en/pricing/) (checked on 11 Oct 2026) 4. [Unicount OÜ, accounting service fees (as of 01.07.2026), unicount.eu](https://unicount.eu/en/accounting-fees/) (checked on 11 Oct 2026) 5. [DMraamatupidaja OÜ, general terms of the accounting service (in Estonian), dmraamatupidaja.ee](https://dmraamatupidaja.ee/raamatupidamisteenuse-osutamise-uldtingimused/) (checked on 11 Oct 2026) ## Related pages - [Oscar and Xolo Leap compared](https://oscaraccountant.com/en/vs/xolo): An alternative to Xolo Leap for an Estonian company that already exists: the prices and limits of the equivalent plans, the automation of each, a worked example, where Oscar is the better fit, and where Xolo Leap is. - [Oscar and Enty compared](https://oscaraccountant.com/en/vs/enty): An alternative to Enty accounting for an Estonian company: the prices and limits of the equivalent plans, billed monthly and yearly, the automation of each, a worked example, where Oscar is the better fit, and where Enty is. Reviewed on 11 Oct 2026. Compared on 11 Oct 2026. 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